Gender-specific car insurance does not give added benefits according to non-specialist insurers. They maintain that companies like Sheilas Wheels are simply innovative advertising campaigns targeted at female drivers. Craig Martin from Norwich Union says that although women drivers are a lower risk Nike Air Max Deluxe Womens Australia , a standard policy offers many practical benefits, which outweigh the additional gimmicks offered by specialist insurers.
Moreover, there comes a point when insurance for women becomes just as expensive as that for men. The AA quotes the case of a Ford Focus being driven in Cambridgeshire, for which the insurance for a woman, aged 55 Nike Air Max 120 Womens Australia , was 257.65 pounds and for a man 252.52 pounds.
Young men have a far higher risk of having an accident than women, however this risk difference decreases with age. Take a male motorist aged 17; in our survey their premium was 2,906.25 pounds, whereas a similar policy for a woman was 1,938.13 pounds. When both motorists reach the age of 40 there is practically no difference in the premium. For people in their mid-50s Nike Air Max Flair Womens Australia , insurance for a man is marginally cheaper than that for a woman.
There are a number of other factors influencing insurance costs apart from age and gender. A high crime postcode area, like Liverpool, has premiums which are more than double the national average. This characteristic is weighted far more heavily than many others.
Confirming the trend mentioned above, young men have a six times greater risk of dying in an accident than a young women. However, by their mid-30s Nike Air Max DLX Womens Australia , both sexes have an equal chance of having a fatal accident. The fatality risk for older men is lower than that for women.
The insurer, Churchill, has found that over a lifetime, men have less accidents compared to women, 8.2 accidents to 9.5. Incidents involving women Nike Air Max 97 Womens Australia , which predominantly occur at lower speeds, cost the insurer less than for men
The headline figure you are quoted is not necessary the final figure. Although the level of excess may reduce the premium, the contribution of the driver towards the bill for repairs may far outweigh the apparent cheapness of the initial quote. For example, Norwich Union may give you a low quote, but their excess charges are extremely high. If you are quoted a cheap headline figure Nike Air Max 270 Womens Australia , look for extra charges for services such as European cover or a courtesy car.
Providers, who are members of the same group, will search for potential customers having the same profile and establish their price range accordingly. Although Direct Line, Churchill, Privilege and Natwest are all members of the RBS Group Nike Air Max 98 Womens Australia , they will all quote you different prices. Looking at the supermarkets, Norwich Union underwrites the motor insurance offered by Asda, the RBS Group provides the insurance for Tesco and esure for Sainsbury.
There are a number of reasons why car insurance for women is lower than that for men up to the age of 45 - government figures show that over 92 per cent of convictions for driving offences in the UK are for men. Men are responsible for 98 per cent of all convictions for dangerous driving. Women drivers tend to drive more slowly, carefully and for shorter distances than men. Although women have as many accidents as men, they are less likely to be serious. To get around Nike Air Max 2018 Womens Australia , you need reliable means of transport whether you are traveling within your city or in a foreign country. Taxis have now become a ubiquitous part of this big industry while owning a car has for long been considered the best way to travel.
It is time to look at the practical benefits provided by a Taxi Service in Puri if you are trying to pick the best means of transport for your regular travels.
Here are just a few of these advantages:
247 Service
Assume you find that your car, which you parked at the airport, cannot start after you are arriving in town. Until morning, you might be stranded in the cold, but luckily and to get you home safely a taxi is always at hand 247. You will get picked and dropped at your destination with a single call.
Cost Savings You have to consider the recurring maintenance costs and the initial capital cost if you decide to use your personal vehicle for regular travel.
When it breaks down you will even be forced to seek other means of travel with time and the more you travel the more your car demands from you. Where you just pay the fare to your destination Nike Air Max 360 Womens Australia , renting is also not the best option compared to a cab.
Professionalism
Highly trained drivers with intense knowledge of the city are employed by the most reliable firms for Tempo Traveller in Odisha. They will help with your luggage and even treat you with dignity.
To get to your destination hassle free these professionals will assist you in case you don't know your way around. Without any fear of getting lost, this flexible mode of transport compared to renting a vehicle in a new city helps you to enjoy your stay.
Time-Saving
As you will definitely miss your appointment public means are not the best idea if you are in a rush. To help you get to the airport in time for your flight your favorite Taxi Cab Company is always on hand to send a car. To get you to work without further delays a single call is enough if your car has broken down.
Author鈥檚 Bio
Bhubaneswar Taxi Company is your odisha鈥檚 travel expert, and reputed Travel Agency for Car Hire in Bhubaneswar. We ensure that all the important places are included in our travel programs at an affordable price. Visit for details.
Total Views: 3Word Count: 396See All articles From Author